Credit Analyst

Finance, Banking & Legal · Banking & Investments · Financial Analysis · Risk Management

In short

ASSA ABLOY Entrance Systems is looking for a Credit Analyst in Monroe, North Carolina. This role is responsible for managing accounts receivable, minimizing risk, and maximizing collections through credit underwriting, collections, and legal actions. The ideal candidate will have 2+ years of experience in credit and collections, preferably in the construction industry, with a degree in Finance, Accounting, or Business Management.

Responsibilities

Conduct credit investigations on existing and potential customers and projects.
Perform underwriting analysis on GC’s/owners, sureties, and other pertinent parties for new jobs.
Analyze and interpret financial statements, D&B, NACM, and other credit services to establish credit extension.
Prepare monthly reports on collection issues.
Monitor aging accounts and determine necessary actions.
Collaborate with Shared Services Dept for timely responses and customer experience.
Perform ad hoc reporting for credit and finance leadership.
Communicate regularly with District Management.
Conduct collection calls and manage assigned portfolio.
Field internal & external requests for credit assistance.
Reconcile short payments, discrepancies, and perform account reconciliations.
Review lien/bond filing dates to ensure collectability.
Follow up on disputes and work with Districts and salesmen to resolve.
Facilitate placement of accounts with collection agencies and escalated efforts.
Participate in training & education opportunities for next level roles.

Requirements

2+ years in the credit & collection field, construction industry preferred.
Degree in Finance, Accounting, or Business Mgmt. related field preferred.
Timely collection and follow up within the assigned portfolio.
Cross-functional capability.
Understanding and participation in District metric success.
Continued growth in understanding of concepts involving underwriting, analysis, collection practices, job securitization, and industry specific activity.
Excellent & timely communication to maximize customer experience.
Analytical financial skills.
Excellent communication skills both oral and written.
Organizational and Interpersonal skills.
Ability to handle stress successfully, manage time and multi-task.
Ability to work independently on assigned tasks.
Computer software skills (Windows, Office, Excel).
Ability to work as a team.

Desired Qualifications

Meaningful impact by delivering sustainable, customized door solutions.
Opportunities for promotion and career growth.
Development programs for leadership skills.
Structured onboarding process.
Access to online courses.
Learning from experienced colleagues and industry experts.

Benefits

Competitive pay
Robust health insurance options
Retirement plans
PTO
Holidays
Tuition reimbursement
Service awards
Health, dental, and vision plans
401(k) with company matching
Short- and long-term disability, life, and accidental insurance
15 PTO days
11 paid holidays
Flexible scheduling

Skills

ExcelD&BNACM

#credit#analyst#accounts receivable#collections#finance#underwriting#risk management#construction industry

About ASSA ABLOY Group

Let’s create a safer and more open world – together! ASSA ABLOY is the global leader in access solutions with sales of SEK 121 billion and 52,000 employees. The Group has operations in over 70 countries and sales worldwide. ASSA ABLOY’s innovations enable safe, secure and convenient access to physical and digital places. Every day, we help billions of people experience a more open world. We have a feeling of discovery and urge to innovate by working together and telling it like it is, enabling us to be always growing, never boring and leading right. Do you want to be encouraged to act, have…

See all open jobs at ASSA ABLOY Group Read more about ASSA ABLOY Group Website