Product Architect - Fintech

Finans, bank och juridik · Fintech och försäkring · Kryptovaluta och Web3

I korthet

The Solution Architect – FinTech is responsible for defining, designing, and delivering end-to-end technical and business solutions across various financial services platforms. This role requires strong financial domain knowledge and deep technical expertise to engage consultatively with customers, partners, and internal stakeholders.

Ansvarsområden

Design scalable, secure, and regulatory-compliant solutions for digital payments, wallets, merchant transactions, lending, credit scoring, and financial ecosystem integrations.
Analyze customer financial operations, transaction flows, risk controls, and compliance requirements to define optimized solutions.
Translate business requirements into detailed technical designs spanning cloud, APIs, microservices, protocols, and core financial systems.
Ensure solutions adhere to financial industry standards (PCI-DSS, ISO 8583, ISO 20022, AML/CFT, data privacy, etc.).
Engage with banks, fintech operators, mobile money providers, and partners to understand business goals and technical landscapes.
Lead workshops, requirement sessions, and technical deep-dives to define use cases and solution scope.
Prepare and deliver technical proposals, architecture documents, and customer presentations.
Support commercial teams with solution positioning, negotiation, and value articulation.
Support implementation teams during development, integration, testing, and rollout of FinTech platforms.
Provide architectural governance and ensure alignment with solution blueprint throughout delivery.
Conduct infrastructure capacity planning, performance evaluation, and transaction throughput modeling.
Work closely with product, engineering, risk, and operations teams to ensure successful deployment.
Collaborate with product roadmap teams, R&D, and engineering to translate market needs into platform features.
Provide continuous feedback to improve solutions, architecture patterns, and product capabilities.

Krav

Architecture design (cloud/on-prem), microservices, containerization, high-availability and DR setups.
Performance tuning, capacity estimation, and infra planning for high-volume financial transactions.
Strong understanding of digital payments, wallets, mobile money, merchant acquiring, lending platforms, KYC/AML, fraud systems, and transaction processing.
Experience with financial protocols and integrations — ISO 8583, ISO 20022, REST/JSON APIs, SOAP, SFTP, OAuth2, JWT, Webhooks.
Knowledge of financial compliance, risk controls, settlement processes, reconciliation, and transaction dispute flows.
Experience with AI/ML and automation in financial use cases (fraud detection, credit prediction, operational optimization).
Strong consultative and customer-facing capabilities.
Financial acumen to understand revenue models, pricing, ROI, and commercial impact.
Ability to mentor, guide teams, and collaborate across multi-functional units.
Excellent communication, problem-solving, and negotiation skills.

Önskade kvalifikationer

All academic credentials must be from recognized and accredited institutions and are further subject to verification.

Förmåner

An outstanding opportunity to use your skills and imagination to push the boundaries of what's possible.
Be challenged, but not alone.
Join a team of diverse innovators, all driven to go beyond the status quo to craft what comes next.

Färdigheter

Architecture designmicroservicescontainerizationhigh-availabilityDR setupsPerformance tuningcapacity estimationinfra planningdigital paymentswalletsmobile moneymerchant acquiringlending platformsKYC/AMLfraud systemstransaction processingISO 8583ISO 20022REST/JSON APIsSOAPSFTPOAuth2JWTWebhooksfinancial compliancerisk controlssettlement processesreconciliationtransaction dispute flowsAI/MLautomationfraud detectioncredit predictionoperational optimizationDockerAgile MethodologiesAPIGroovyJava

#Fintech#digital payments#mobile money#lending#KYC#digital identity#merchant solutions#financial services platforms

Om Ericsson

Pioneering technology for connecting billions of people worldwide

Our purpose \nTo create connections that make the unimaginable possible.\n\nOur vision\nA world where limitless connectivity improves lives, redefines business and pioneers a sustainable future.\n\nOur values\nPerseverance, professionalism, respect and integrity.\n\nThe future is a place for purpose & vision – ours are clear, and we invite partners, customers and consumers to join us in our journey. \n\nFor a brighter future. For all. Let's #ImaginePossible

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