Product Architect - Fintech
Finance, Banking & Legal · FinTech & Insurance · Cryptocurrency & Web3
In short
The Solution Architect – FinTech is responsible for defining, designing, and delivering end-to-end technical and business solutions across various financial services platforms. This role requires strong financial domain knowledge and deep technical expertise to engage consultatively with customers, partners, and internal stakeholders.
Responsibilities
- Design scalable, secure, and regulatory-compliant solutions for digital payments, wallets, merchant transactions, lending, credit scoring, and financial ecosystem integrations.
- Analyze customer financial operations, transaction flows, risk controls, and compliance requirements to define optimized solutions.
- Translate business requirements into detailed technical designs spanning cloud, APIs, microservices, protocols, and core financial systems.
- Ensure solutions adhere to financial industry standards (PCI-DSS, ISO 8583, ISO 20022, AML/CFT, data privacy, etc.).
- Engage with banks, fintech operators, mobile money providers, and partners to understand business goals and technical landscapes.
- Lead workshops, requirement sessions, and technical deep-dives to define use cases and solution scope.
- Prepare and deliver technical proposals, architecture documents, and customer presentations.
- Support commercial teams with solution positioning, negotiation, and value articulation.
- Support implementation teams during development, integration, testing, and rollout of FinTech platforms.
- Provide architectural governance and ensure alignment with solution blueprint throughout delivery.
- Conduct infrastructure capacity planning, performance evaluation, and transaction throughput modeling.
- Work closely with product, engineering, risk, and operations teams to ensure successful deployment.
- Collaborate with product roadmap teams, R&D, and engineering to translate market needs into platform features.
- Provide continuous feedback to improve solutions, architecture patterns, and product capabilities.
Requirements
- Architecture design (cloud/on-prem), microservices, containerization, high-availability and DR setups.
- Performance tuning, capacity estimation, and infra planning for high-volume financial transactions.
- Strong understanding of digital payments, wallets, mobile money, merchant acquiring, lending platforms, KYC/AML, fraud systems, and transaction processing.
- Experience with financial protocols and integrations — ISO 8583, ISO 20022, REST/JSON APIs, SOAP, SFTP, OAuth2, JWT, Webhooks.
- Knowledge of financial compliance, risk controls, settlement processes, reconciliation, and transaction dispute flows.
- Experience with AI/ML and automation in financial use cases (fraud detection, credit prediction, operational optimization).
- Strong consultative and customer-facing capabilities.
- Financial acumen to understand revenue models, pricing, ROI, and commercial impact.
- Ability to mentor, guide teams, and collaborate across multi-functional units.
- Excellent communication, problem-solving, and negotiation skills.
Desired Qualifications
- All academic credentials must be from recognized and accredited institutions and are further subject to verification.
Benefits
- An outstanding opportunity to use your skills and imagination to push the boundaries of what's possible.
- Be challenged, but not alone.
- Join a team of diverse innovators, all driven to go beyond the status quo to craft what comes next.
#Fintech#digital payments#mobile money#lending#KYC#digital identity#merchant solutions#financial services platforms
Company
Ericsson
Job Posted
2 days ago
Employment Type
Full Time
WorkMode
On Site
Experience Level
Senior
Locations
Bangalore, India
Applicants
Be an early applicant