Retail Credit Analyst
Finance, Banking & Legal · Banking & Investments · Financial Analysis · Risk Management
In short
Volvo Financial Services is seeking a Retail Credit Analyst in Greensboro, NC to partner with dealers and customers. This role involves analyzing, structuring, and approving financing opportunities while balancing risk and business growth, with a focus on commercial customers and complex transactions.
Responsibilities
- Analyze and underwrite commercial loan and lease transactions.
- Evaluate customer financial statements, tax returns, cash flow, and credit reports.
- Structure transactions including down payments, terms, and collateral.
- Partner with dealers, customers, and sales teams to identify financing solutions.
- Manage a high-volume pipeline of credit requests and deliver timely decisions.
- Present credit recommendations and risk assessments to leadership.
- Ensure compliance with KYC, OFAC, documentation, and credit policies.
- Participate in portfolio reviews and post-mortem analyses.
Requirements
- Bachelor's degree in Finance, Business Administration, Accounting, or related field, or equivalent experience.
- Experience in credit underwriting, lending, risk management, commercial banking, equipment finance, specialty finance, consumer lending, auto finance, or related fields.
- Strong financial analysis skills, including interpretation of financial statements, tax returns, cash flow, and credit bureau data.
- Experience making, recommending, or supporting credit decisions in a fast-paced environment.
- Ability to assess risk, identify mitigating factors, and structure transactions.
- Strong written, verbal, negotiation, and relationship-management skills.
- Proficiency with Microsoft Office 365 applications, including Teams and Excel.
Desired Qualifications
- Experience evaluating non-prime, near-prime, thin-file, start-up, or challenged-credit applicants is highly valued.
- Candidates from a variety of lending and underwriting backgrounds with strong analytical skills, sound judgment, and a customer-focused approach are welcome.
Benefits
- Competitive medical, dental and vision insurance.
- Generous paid time off.
- Competitive matching retirement savings plans.
- Work environment where safety, health and wellbeing come first.
- Focus on professional and personal development through Volvo Group University.
- Programs that make combining work and personal life easier.
- Base pay of $63,100.00 - $77,900.00 annually, bonus eligible.
#credit analysis#finance#underwriting#lending#risk management#commercial banking#equipment finance#specialty finance#consumer lending#auto finance
Company
Volvo Group
Job Posted
1 week ago
Employment Type
Full Time
WorkMode
On Site
Experience Level
Mid-Senior
Locations
Greensboro, United States
Qualification
Bachelor
Applicants
Be an early applicant