Group Manager – Business Banking

Finance, Banking & Legal · Banking & Investments · Corporate Finance · Financial Analysis · Risk Management

In short

The Group Manager – Business Banking is responsible for driving business growth, portfolio management, customer acquisition, and relationship management within the Business Banking segment. This role focuses on managing a team of Relationship Managers, growing assets and liabilities, and ensuring high-quality credit portfolios while maintaining regulatory standards.

Responsibilities

Drive business banking growth by acquiring new customers and expanding relationships with existing clients.
Achieve assigned targets for assets, liabilities, revenue, fee income, and profitability.
Identify business opportunities within SME, MSME, and Mid-Market customer segments.
Promote banking products including working capital, term loans, trade finance, cash management, and liability products.
Build and maintain strong relationships with business banking customers.
Assess customer funding requirements and coordinate preparation of credit proposals.
Ensure credit quality and adherence to underwriting standards.
Lead and mentor Relationship Managers and Business Development teams.
Develop and implement business plans aligned with organizational objectives.
Ensure adherence to regulatory guidelines, internal policies, and audit requirements.

Requirements

Bachelor's Degree in Commerce, Finance, Banking, Economics, Business Administration, or related field.
8-12 years of experience in Banking and Financial Services.
Minimum 4-6 years of experience in Business Banking, SME Banking, Commercial Banking, or Relationship Management.
Proven track record of achieving business growth and portfolio targets.
Experience in handling SME/MSME customer portfolios and credit products.

Desired Qualifications

MBA / PGDM in Finance, Marketing, Banking, or related discipline.
Professional certifications in Banking, Credit, Risk Management, or Financial Services.
Prior experience in leading teams is preferred.
Experience in Private Sector Banks, Public Sector Banks, Commercial Banks, Foreign Banks, NBFCs, or Financial Institutions servicing SME/MSME segments.

Benefits

Supercharge your potential
Find your career
Find your spark
A place that knows that helping its customers stay on top starts by putting its people first.

Skills

Business BankingSME BankingRelationship ManagementCredit AnalysisUnderwritingTrade FinanceWorking Capital ProductsPortfolio ManagementFinancial Statement AnalysisSalesBusiness DevelopmentRisk ManagementCompliance ManagementLeadershipTeam ManagementStrategic ThinkingCustomer CentricityProblem SolvingNegotiationInfluencingDecision MakingCommunicationPresentation SkillsResults Orientation

#Business Banking#Group Manager#Relationship Management#Credit#Portfolio Management#Team Leadership

About HCLTech

Supercharging progress through technology and innovation

HCLTech is a global technology company, home to 219,000+ people across 54 countries, delivering industry-leading capabilities centered around digital, engineering and cloud, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. Consolidated revenues as of 12 months ending September 2022 totaled $12.1 billion. To learn how we can supercharge progress for…

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