Credit Analyst

Finance, Banking & Legal · Banking & Investments · Financial Analysis

In short

ASSA ABLOY Entrance Systems is seeking a Credit Analyst in Monroe, North Carolina. This role involves managing accounts receivable portfolios, assessing creditworthiness, and maximizing collections. The ideal candidate will have 2+ years of experience in credit and collections, preferably in the construction industry, and a degree in Finance, Accounting, or Business Management.

Responsibilities

Conduct credit investigations on existing and potential customers and projects.
Perform underwriting analysis on GC’s/owners, sureties, and other pertinent parties for new jobs.
Analyze and interpret information from corporate financial statements, D&B, NACM, and other credit services to establish credit extension within assigned limits.
Prepare and submit monthly reports to management regarding collection issues.
Follow closely the course of aging accounts and determine necessary actions.
Work closely with the Shared Services Dept to ensure timely responses and outstanding customer experience.
Perform ad hoc reporting as requested by credit and finance leadership.
Communicate regularly with all levels of District Management.
Perform collection calls and account management within the assigned portfolio.
Field internal & external requests for credit assistance.
Reconcile short payments, discrepancies, and perform account reconciliations.
Review lien / bond filing dates to ensure collectability of AR portfolio.
Follow up on disputes timely and work with Districts and salesmen to resolve.
Facilitate placement of accounts with collection agencies and escalated collection efforts.
Participate in training & education opportunities for next level roles and responsibilities.

Requirements

2+ years in the credit & collection field, construction industry preferred.
Degree in Finance, Accounting, or Business Mgmt. related field preferred.
Timely collection and follow up within the assigned portfolio.
Cross-functional capability.
Understanding and participation in District metric success.
Continued growth in understanding of concepts involving underwriting, analysis, collection practices, job securitization, and industry specific activity.
Excellent & timely communication to maximize customer experience.
Analytical financial skills.
Excellent communication skills both oral and written.
Organizational and Interpersonal skills.
Ability to handle stress successfully, manage time and multi-task.
Ability to work independently on assigned tasks.
Computer software skills (Windows, Office, Excel).
Ability to work as a team.

Desired Qualifications

Well-defined career paths with regular performance reviews and opportunities for promotion.
Programs designed to develop leadership skills and prepare for management roles.
Opportunities to explore different roles within the company.
Structured onboarding process.
Access to online courses to keep skills sharp and up to date.
Learn from experienced colleagues and industry experts.
Length of Service awards to celebrate milestones.

Benefits

Competitive pay
Robust health insurance options
Retirement plans
PTO
Holidays
Tuition reimbursement
Service awards
Health, dental, and vision plans
401(k) with company matching
Short- and long-term disability, life, and accidental insurance
15 PTO days and 11 paid holidays
Flexible scheduling

Skills

ExcelFinanceAccounting

#Finance#Credit Analyst#Collections#Accounts Receivable#Underwriting#Construction Industry

About ASSA ABLOY Group

Let’s create a safer and more open world – together! ASSA ABLOY is the global leader in access solutions with sales of SEK 121 billion and 52,000 employees. The Group has operations in over 70 countries and sales worldwide. ASSA ABLOY’s innovations enable safe, secure and convenient access to physical and digital places. Every day, we help billions of people experience a more open world. We have a feeling of discovery and urge to innovate by working together and telling it like it is, enabling us to be always growing, never boring and leading right. Do you want to be encouraged to act, have…

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