Lead Solution Architect (Retail & Mobile Payments - Nordic Wallets & eCom)

Finance, Banking & Legal · FinTech & Insurance · Digital Payments · Risk Management · Financial Analysis

In short

Nordea seeks an experienced Lead Solution Architect for its Retail & Mobile Payments team to shape future payment services, focusing on the Digital Euro initiative. This role involves defining target architectures, driving integration into customer-facing journeys, and ensuring scalability, security, and compliance within Nordic Wallets & eCom.

Responsibilities

Define and evolve the target architecture for Digital Euro capabilities within Nordic Wallets & eCom.
Drive architecture decisions supporting the target solution for Digital Euro experiences.
Assess how Digital Euro should coexist with existing payment methods and solutions.
Define architecture patterns for customer onboarding, authentication, transaction initiation, payment execution and customer support processes.
Create solution architecture and strategic designs into HLD, SDD and other architecture artefacts.
Translate business strategy, customer needs and regulatory requirements into executable solution designs.
Identify architecture impacts across channels, payments, security, data, APIs and operational platforms.
Support architecture governance, approval processes and technical decision-making.
Lead architecture reviews and provide guidance to delivery teams.
Support the various execution structures and development teams building the solutions with architecture and governance/approval processes.
Enable AI-assisted software engineering and modern delivery practices.
Support Nordea’s transformation toward specification-driven software delivery.

Requirements

Extensive experience working as a Solution Architect, Lead Architect or Enterprise Architect.
Strong understanding of payments and digital banking.
Experience from wallets, mobile payments, e-commerce payments or customer payment journeys.
Experience designing large-scale payment solutions and distributed platform architectures.
Experience working with API platforms, event-driven architectures, integration platforms, cloud-native technologies, and security and identity services.
Strong knowledge of payment orchestration and customer-facing payment journeys.
Understanding of Context Engineering concepts and their application within modern software engineering organisations.
Ability to lead architecture initiatives across multiple teams and Service Domains.
Passionate about payment innovation and emerging digital payment ecosystems.
Embrace AI-assisted ways of working while ensuring quality and governance.
Enjoy coaching architects and engineering teams.

Desired Qualifications

Understanding of Digital Euro, European payment initiatives, CBDC concepts or payment modernisation programmes.
Experience with embedded banking, payment initiation and account reporting services.
Experience with AI-assisted software engineering, architecture practices and engineering productivity tooling.
Experience applying Spec-Driven Development principles and specification-based delivery approaches.

Benefits

Collaboration, Ownership, Passion, Courage values.
Opportunities to evolve, develop and learn from brilliant colleagues with diverse backgrounds in a vibrant working environment.
Hybrid working model.
A culture that fosters performance and growth.
Diversity and inclusion are a natural part of our daily work.

Skills

API platformsevent-driven architecturescloud-native technologiessecurity and identity servicespayment orchestrationContext EngineeringAI-assisted software engineeringSpec-Driven Development

#architecture#payments#digital euro#solution design#mobile payments#e-commerce#Nordic wallets

About Nordea

We are a universal bank with a 200-year history of supporting and growing the Nordic economies – enabling dreams and aspirations for a greater good. Every day, we work to support our customers’ financial development, delivering best-in-class omnichannel customer experiences and driving sustainable change. We are a full-service universal bank and the third largest corporation in the Nordic region and one of the top 10 financial services companies in Europe based on market capitalisation. We are present in 17 countries, including our four Nordic home markets which together constitute the 10th…

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